California
Home loans in San Francisco Bay Area and Wine Country
One application, one soft pull, 130+ lenders, for buyers and homeowners in American Canyon, Antioch, Benicia, Berkeley, Calistoga, Concord, Daly City, Fairfield, Fremont, Hayward, Healdsburg, Mill Valley and nearby.
2026 loan limits
Counties in San Francisco Bay Area and Wine Country
| County | Conforming, 1 unit | FHA, 1 unit | HUD median sale price |
|---|---|---|---|
| Alameda | $1,249,125 | $1,249,125 | $1,750,000 |
| Contra Costa | $1,249,125 | $1,249,125 | $1,750,000 |
| Marin | $1,249,125 | $1,249,125 | $1,750,000 |
| Napa | $1,017,750 | $1,017,750 | $850,000 |
| San Francisco | $1,249,125 | $1,249,125 | $1,750,000 |
| San Mateo | $1,249,125 | $1,249,125 | $1,750,000 |
| Santa Clara | $1,249,125 | $1,249,125 | $1,820,000 |
| Solano | $832,750 | $685,400 | $594,000 |
| Sonoma | $897,000 | $897,000 | $780,000 |
Pick your county for its full limits and the loan programs that fit. See all 58 California counties.
2026 limits: Federal Housing Finance Agency (conforming) and U.S. Department of Housing and Urban Development (FHA, CY2026). Limits apply to loans that close in 2026. Not an offer of credit; loan approval depends on the lender's guidelines.