Short-term
Bridge loans. Buy before you sell
Short-term financing that lets you move fast. We shop your loan with 130+ lenders.
What a bridge loan is
A bridge loan is short-term financing that uses the equity in a property you own to help you buy the next one.
It lets you make a strong offer without waiting for your current home to sell.
Who it fits
- Homeowners buying before selling
- Investors who need to close quickly
- Buyers competing against cash offers
- Owners between properties
The steps
How it works with us
- Tell us your timelineWhat you're buying, what you're selling and when.
- One soft pullWe check your credit once, without affecting your score, and shop the file with 130+ lenders.
- Plan the exitWe line up how the bridge loan is paid off, usually from the sale.
- CloseWe keep the appraisal, lender and title moving, and get you to closing.
Get ready
What to have on hand
You don't need all of it to start. The application tells you what's missing.
- Photo ID for everyone on the loan
- Current mortgage statement
- Purchase contract for the new home
- Listing agreement, if your home is listed
- Income and asset documents
Questions
Good to know
How long does a bridge loan last?
It's short-term, typically until your current property sells.
How is it paid off?
Usually from the proceeds of the property you're selling.
Can investors use bridge loans?
Yes. Investors use them to move quickly on new properties.
Does checking my options hurt my credit?
No. We start with one soft credit pull, which doesn't affect your score.