California
Home loans in Central Valley
One application, one soft pull, 130+ lenders, for buyers and homeowners in Atwater, Bakersfield, Ceres, Chowchilla, Clovis, Corcoran, Delano, Fresno, Hanford, Lemoore, Lodi, Los Banos and nearby.
2026 loan limits
Counties in Central Valley
| County | Conforming, 1 unit | FHA, 1 unit | HUD median sale price |
|---|---|---|---|
| Fresno | $832,750 | $541,287 | $430,000 |
| Kern | $832,750 | $541,287 | $365,000 |
| Kings | $832,750 | $541,287 | $370,000 |
| Madera | $832,750 | $541,287 | $430,000 |
| Merced | $832,750 | $541,287 | $420,000 |
| San Joaquin | $832,750 | $678,500 | $589,000 |
| Stanislaus | $832,750 | $545,100 | $474,000 |
| Tulare | $832,750 | $541,287 | $371,000 |
Pick your county for its full limits and the loan programs that fit. See all 58 California counties.
2026 limits: Federal Housing Finance Agency (conforming) and U.S. Department of Housing and Urban Development (FHA, CY2026). Limits apply to loans that close in 2026. Not an offer of credit; loan approval depends on the lender's guidelines.