Fix-and-flip loans. Move fast on the next deal
Short-term financing to buy, renovate and sell. We shop your deal with 130+ lenders, including the ones that specialize in investors.
What a fix-and-flip loan is
A fix-and-flip loan is short-term financing for buying a property, renovating it and selling it.
Many programs can fund part of the renovation budget along with the purchase, so you keep more cash free for the next project.
Who it fits
- Investors buying a property to renovate and sell
- Experienced flippers growing their volume
- Newer investors with a solid plan and budget
- Investors who want to close in an LLC
How it works with us
- Tell us about the dealPurchase price, renovation budget, and what you expect it to sell for after the work.
- One soft pullWe check your credit once, without affecting your score, and shop the deal with 130+ lenders.
- Pick the best fitLenders weigh experience, the property and the budget differently. We find the one that fits your deal.
- CloseWe keep the appraisal and title moving so you can close and start work.
What to have on hand
You don't need all of it to start. The application tells you what's missing.
- Photo ID
- Purchase contract
- Renovation budget and scope of work
- Bank statements showing down payment and reserves
- A list of past projects, if you have them
- LLC documents, if closing in an entity
Good to know
Can the loan cover renovation costs?
Many of our fix-and-flip lenders can fund part of the renovation budget along with the purchase.
Do I need experience?
Experience helps, and some lenders work with newer investors who have a solid plan. We shop both.
Can I close in my LLC?
Yes. Most of our fix-and-flip lenders let you take title in an LLC.
What if I decide to keep the property as a rental?
A DSCR loan can refinance a finished property into long-term rental financing. We can plan for both from the start.