Land
Land loans. Secure the lot first
Financing to buy land for a future home or project. We shop your loan with lenders who finance land.
What a land loan is
A land loan finances the purchase of a lot or acreage before anything is built.
When you're ready to build, a construction loan can take it from there.
Who it fits
- Buyers planning a future home
- Investors and builders buying lots
- Owners adding acreage
- Buyers who want to lock in a location
The steps
How it works with us
- Tell us about the landLocation, size and what you plan to do with it.
- One soft pullWe check your credit once, without affecting your score, and shop the file with 130+ lenders.
- Match the lenderWe find lenders whose rules fit the property.
- CloseWe keep the appraisal, lender and title moving, and get you to closing.
Get ready
What to have on hand
You don't need all of it to start. The application tells you what's missing.
- Photo ID for everyone on the loan
- Purchase contract
- Income and asset documents
- Survey or plans, if available
Questions
Good to know
Can I build later?
Yes. A construction loan can finance the build when you're ready.
Do lenders finance raw land?
Some do. We match you with lenders that fit the property.
Can I use the land toward a construction loan?
Yes. Equity in the land can often count toward the project.
Does checking my options hurt my credit?
No. We start with one soft credit pull, which doesn't affect your score.