California
Home loans in Northern California
One application, one soft pull, 130+ lenders, for buyers and homeowners in Alturas, Anderson, Arbuckle, Arcata, Cedarville, Chester, Chico, Clearlake, Colusa, Corning, Crescent City, Eureka and nearby.
2026 loan limits
Counties in Northern California
| County | Conforming, 1 unit | FHA, 1 unit | HUD median sale price |
|---|---|---|---|
| Butte | $832,750 | $541,287 | $288,000 |
| Colusa | $832,750 | $541,287 | $395,000 |
| Del Norte | $832,750 | $541,287 | $295,000 |
| Glenn | $832,750 | $541,287 | $300,000 |
| Humboldt | $832,750 | $541,287 | $400,000 |
| Lake | $832,750 | $541,287 | $260,000 |
| Lassen | $832,750 | $541,287 | $200,000 |
| Mendocino | $832,750 | $546,250 | $459,000 |
| Modoc | $832,750 | $541,287 | $175,000 |
| Plumas | $832,750 | $541,287 | $311,000 |
| Shasta | $832,750 | $541,287 | $350,000 |
| Siskiyou | $832,750 | $541,287 | $205,000 |
| Tehama | $832,750 | $541,287 | $295,000 |
| Trinity | $832,750 | $541,287 | $175,000 |
Pick your county for its full limits and the loan programs that fit. See all 58 California counties.
2026 limits: Federal Housing Finance Agency (conforming) and U.S. Department of Housing and Urban Development (FHA, CY2026). Limits apply to loans that close in 2026. Not an offer of credit; loan approval depends on the lender's guidelines.