California
Home loans in Sacramento and the Gold Country
One application, one soft pull, 130+ lenders, for buyers and homeowners in Angels Camp, Auburn, Cameron Park, Citrus Heights, Davis, El Dorado Hills, Elk Grove, Folsom, Grass Valley, Groveland, Ione, Jackson and nearby.
2026 loan limits
Counties in Sacramento and the Gold Country
| County | Conforming, 1 unit | FHA, 1 unit | HUD median sale price |
|---|---|---|---|
| Amador | $832,750 | $541,287 | $385,000 |
| Calaveras | $832,750 | $541,287 | $385,000 |
| El Dorado | $832,750 | $764,750 | $665,000 |
| Nevada | $832,750 | $649,750 | $565,000 |
| Placer | $832,750 | $764,750 | $665,000 |
| Sacramento | $832,750 | $764,750 | $665,000 |
| Sutter | $832,750 | $541,287 | $452,000 |
| Tuolumne | $832,750 | $541,287 | $372,000 |
| Yolo | $832,750 | $764,750 | $665,000 |
| Yuba | $832,750 | $541,287 | $452,000 |
Pick your county for its full limits and the loan programs that fit. See all 58 California counties.
2026 limits: Federal Housing Finance Agency (conforming) and U.S. Department of Housing and Urban Development (FHA, CY2026). Limits apply to loans that close in 2026. Not an offer of credit; loan approval depends on the lender's guidelines.