Veterans
VA home loans. Thank you for your service
As little as 0% down for veterans, service members and surviving spouses. We shop your loan with 130+ lenders.
What a VA loan is
A VA loan is guaranteed by the Department of Veterans Affairs. It's one of the strongest benefits available to those who served.
Eligible borrowers can buy with as little as 0% down. Already have a VA loan? Ask us about the VA streamline refinance.
Who it fits
- Veterans and active-duty service members
- Eligible surviving spouses
- Members of the National Guard and Reserves who qualify
- VA homeowners looking to refinance
The steps
How it works with us
- Tell us about your serviceWe help you get your Certificate of Eligibility if you don't have it yet.
- One soft pullWe check your credit once, without affecting your score, and shop the file with 130+ lenders.
- Compare side by sideWe show VA beside other options so you see why it's usually the first loan we look at.
- CloseWe keep the appraisal, lender and title moving, and get you to closing.
Get ready
What to have on hand
You don't need all of it to start. The application tells you what's missing.
- Photo ID for everyone on the loan
- DD-214 or statement of service
- Pay stubs or LES covering the last 30 days
- W-2s for the last two years
- Bank statements for the last two months
Questions
Good to know
How much do I need for a down payment?
Eligible borrowers can buy with as little as 0% down.
Can I use my VA benefit more than once?
Yes. VA eligibility can often be used again. We'll check your entitlement.
Do I need my Certificate of Eligibility first?
No. We can help you request it as part of the process.
Can I refinance a VA loan?
Yes. See our VA streamline (IRRRL) page, or ask about a VA cash-out refinance.