Investment property loans
Rentals, 2 to 4 units, apartment buildings, commercial, flips and new construction. Evaluate your property, then we shop your deal with 130+ lenders, including the ones that specialize in investors.
Evaluate your property
Enter the address and the numbers you know. You’ll see an investor snapshot right away: net operating income, cap rate, gross yield and equity. Then get a free value report built from recent sales nearby, with a 10-year outlook.
- Size a cash-out or a DSCR refinance
- Check a deal before you make an offer
- Free, no credit check
Pick the loan that fits the deal
One application and one soft credit pull. We shop it with 130+ lenders.
DSCR loans
Qualify on the property’s rental income instead of your personal income. Built for investors growing a portfolio.
DSCR in all 50 states
Rental property loans for investors buying anywhere in the country, qualified on the rent. Availability varies by state.
No-ratio DSCR
Financing that focuses on the property and your experience, with no rent-to-payment test.
2 to 4 unit properties
Duplexes, triplexes and fourplexes, whether you live in one unit or rent them all.
Apartment buildings (5+)
Financing for apartment buildings with five or more units.
Commercial and mixed-use
Loans for commercial and mixed-use property, shopped with lenders who specialize in it.
Fix-and-flip
Short-term financing to buy, renovate and sell, so you can move quickly on the next opportunity.
Bridge loans
Short-term financing that lets you move fast while the long-term plan comes together.
Ground-up construction
Financing to build from the ground up, from the lot to the finished project.
Land loans
Financing to buy the lot or land for what comes next.
Also useful for investors
Interest-only
Lower payments during an initial interest-only period.
LLC or trust vesting
Take title in your LLC, corporation or trust.
Bank statement loans
Self-employed? Qualify on deposits instead of tax returns.
Asset depletion
Qualify on savings and investments instead of a paycheck.
Cash-out refinance
Pull equity out of a property you already own.
Run the numbers
Good to know
What is a DSCR loan?
A loan for a rental property where you qualify on the property's rent compared with its payment, instead of your personal income and tax returns.
Can you finance properties outside California?
Yes, for DSCR loans. We can arrange DSCR financing in all 50 states; availability varies by state.
Can I close in my LLC?
Yes. Many investor programs let you take title in an LLC, corporation or trust.
How do I know what my property is worth?
Use the evaluator on this page. You get an instant investor snapshot from your numbers, and a free report that checks the value against recent sales.
Does checking my options affect my credit?
No. We start with one soft credit pull, which doesn't affect your score.